Rated on a scale of 1 - 5, 5 being the best Ease of navigation and usage of the app/ website Ease of authentication and accessing account details Ease of locating the branch office for the needed services Service quality at branch office and with the relationship manager Professionalism and transparency maintained by the staff Ease of transacting at the branch or via app/ net banking Ease of availing financial products and e - services 3.7 3.9 3.9 4.0 3.8 4.1 3.9 4.3 4.1 4.1 4.4 4.4 4.4 4.2 3.6 3.2 3.4 3.6 3.7 3.6 3.8 High variance in ratings Source : ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø CX survey co - created with EQUiTOR Value Advisory CX laggard Segment CX leader