3.4 3.5 4.4 3.7 3.8 3.6 3.9 5.0 5.0 5.0 5.0 5.0 5.0 5.0 4.3 4.2 4.2 4.4 4.4 4.4 4.4 Policy customisation and flexibility Omnichannel access and communication Professionalism of agent/ sales staff Disclosure on policy terms and reliability of agent support Identity verification and KYC Ease of current condition assessment - medical test / vehicle check Quote generation and payment CX leader Segment CX laggard Rated on a scale of 1 - 5, 5 being highest High variance in ratings Source : ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø CX survey, co - created with EQUiTOR Value Advisory