3.5 4.3 4.0 4.0 3.0 2.0 4.5 5.0 5.0 4.5 5.0 5.0 4.1 4.4 4.4 4.3 4.1 4.3 Intuitive website flow and ease of accessing information Ease of understanding policy benefits and T&C Ease of calculating insurance amount/ premium Option to compare across other policies Mode of enquiry and customer support â€� AI chatbot, SMS, WhatsApp, call Relevance of customer reviews and testimonials in making the decision CX leader Segment CX laggard Rated on a scale of 1 - 5, 5 being highest High variance in ratings Source : ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø CX survey, co - created with EQUiTOR Value Advisory