CX leader Source : ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø CX survey and co - created with EQUiTOR Value Advisor Segment CX laggard Rated on a scale of 1 - 5, 5 being highest 3.0 3.5 3.5 3.0 3.0 4.0 3.0 5.0 5.0 5.0 5.0 5.0 5.0 5.0 4.1 4.2 4.1 4.3 4.2 4.4 4.2 Banking website and app interface Ease of locating and availing services from bank branch and ATM Service quality and professionalism of the staff Ease of transaction - branch and relationship management Ease of availing financial products - FD, RD, mutual funds Ease of availing e - services (mobile/ net banking) Availing account services - (bank statements, cheque books, etc.) High variance in ratings