Maria Lingham

Director, Forensic

ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø in Bermuda

Maria is a subject matter specialist in Financial Crime, Anti‑Money Laundering (AML), Anti-Bribery and Corruption (ABC), Sanctions, Fraud Risk Management (FRM), and financial investigations. She has over 17 years of Financial Crime (FC) Compliance experience working with ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø in Bermuda, ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø UK, and a bank in Bermuda, including in-house experience as Head of Financial Crime Compliance, Compliance Officer, and Money Laundering Reporting Officer (MLRO).

Professional and Industry Experience

  • Leading a bank’s Financial Crime Compliance (AML, ABC, Sanctions, CDD and Transaction Monitoring) function.
  • Building and overseeing the FC Risk and Governance framework (FC Risk Assessments, P&Ps, testing, transaction monitoring, and all other aspects of the framework).
  • Regular BMA reporting and discussions.
  • Developing controls to meet all regulatory requirements.
  • Enterprise Wide Risk Assessments.
  • FC Compliance training to staff and Board of Directors.
  • Chair of the Bermuda Banking Association Compliance Committee.
  • Working directly with regulators â€� secondments and projects:
    • Managing Anti-Money Laundering (AML) and Anti-Terrorist Financing (ATF) onsite review visits on behalf of the regulators.
    • Leading desk top Policies and Procedures (P&P) review.
  • Assisting Insurance, Banking, DABA, CSP and Trusts clients with regulatory requirements on a variety of projects:
    • Leading AML Customer Due Diligence (CDD) remediations.
    • Drafting and reviewing AML/ATF frameworks and P&P for compliance with the regulation and advising on changes.
    • Customer risk ratings process and requirements.
    • Source of Fund (SoF) and Source of Wealth (SoW), Transaction Monitoring, Sanctions, Suspicious Activity Reporting (SAR).
    • AML audits and risk assessments.
    • Training MLROs in Bermuda, and advising and training board of directors on regulatory compliance in Bermuda.
    • Compliance with the new Bribery Act 2016 â€� Risk Assessments, P&P and training staff.
    • Fraud Risk Management (FRM) and Investigations.
    • Global unauthorized trading investigation.
    • Sanctions investigations for compliance with international regulation.

  • Executive Leadership, Yale, USA

  • Association of Certified Sanctions Specialists, OFAC, USA

  • International Compliance Association (ICA) Anti-Money Laundering Diploma, UK

  • Induction of Finance and Accounting training, ÀÖÓ㣨Leyu£©ÌåÓý¹ÙÍø UK

  • MA History of Arts, BA History of Arts, National Art Academy, Sofia, Bulgaria

  • Accredited Counter Fraud Specialist (ACFS), University of Portsmouth, UK